Issue invoices, receive USDC through Umbra's zero-knowledge mixer, and share only what your auditor needs. No counterparty exposure. No treasury surveillance.
Payer outflows from public ATAs remain visible on-chain. Privacy applies to the receiving address, UTXO routing, and treasury aggregation.
Built for privacy-native teams
Every feature is designed around Umbra's encrypted account model. Settlement is private by default, not by configuration.
Payments flow through Umbra's ZK mixer. Your treasury balance is never exposed on-chain.
Claimed receivables land in your Encrypted Token Account — invisible to anyone without your key.
Share scoped, time-limited reports with auditors. Revoke access instantly. Zero overexposure.
From DRAFT to CLAIMED_PRIVATE — a full state machine built for serious B2B payment flows.
Workflow
Create a USDC invoice with line items, due date, and a private checkout link.
Payer uses Umbra's mixer to send USDC — destination stays private.
Scan your publicReceived bucket. Claim UTXOs into your encrypted account.
Generate scoped audit packages — only the records your accountant needs.